We call Christmas the season of giving, but it can also be a season of sacrifice.
Sacrifice not a bad thing, though it can hurt.
My husband and I have day jobs. In the spirit of giving, our companies gave us each a Christmas bonus. It would have been nice to just take the money and spend it on whatever we wanted, but my practical side just wouldn’t allow that. Why? Because spending freely has put us in the same boat as many others. We have a mountain of debt and a valley of income.
The sacrifice for us has come in using most of our bonus checks to begin paying our way out of the huge debt we’ve accumulated.
It doesn’t end there.
Paying our debts down is great, but we have to do more. We need to pull the reins back on future purchases, to sacrifice the spur of the moment wants and the consumerist “needs.”
It’s just as important to really consider each purchase, to weigh our wants against our needs, as it is to dig ourselves out from under the mountain. If we continue to max out credit cards on those items advertisers have convinced us we need, then we’ll never be free from the stress of wondering just how we are going to cover this month’s bills.
When we live within our means — or better yet, below it — then we make way for something even greater.
Live simply so others can simply live.
Spending less than we make means we can give more. When we give a little more to charity and buy a little less for ourselves we can begin leading a simpler life. Enjoying what we have instead of craving what we don’t, makes for greater happiness. And being happy is so much better than being stressed out over bills.
If you need help getting your debt to income ratio under control, here are two blogs that give excellent advice on money matters:
What sacrifices have you made to live a happier life? What other sites, books, etc. have you found to help you get a handle on your finances?
Simply Prayer Advent Giveaway…
I believe prayer is an important part of life, especially during Advent and Lent. I also know that sometimes we get stuck in the details and make having a conversation with our loving Creator more difficult than it needs to be. That’s why I wrote Simply Prayer, to give you some tools to break through what’s holding you back.
With that in mind, I’m giving away a free copy of the Simply Prayer ebook during Advent (Nov. 27-Dec. 26).
To find out how to receive your free copy, check out my post, Simply Prayer Advent eBook Giveaway.